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Metro Merchant Services

Clover Point-of-Sale

Updated Every Day

News ~ Dec 19, 2019 17:11  pm
Clover point-of-sale, now with Clover Dining for full-service restaurants is an affordable, do almost everything system for your business.  Contact Metro for a free demo today!  
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Why Pay More?!

News ~ Aug 13, 2019 18:49  pm
Take the Metro Challenge! 
https://www.youtube.com/watch?v=a4hdVW25-tI&feature=youtu.be

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Supporting One of Our Partners

News ~ Jun 25, 2019 20:31  pm
Metro had a great time at the Aston Business Association's golf outing! Our very own, John Cox, won the putting contest!

We loved seeing business owners and residents come together to raise money for Aston Township emergency response organizations.
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Advantages of Merchant Cash Advances

News ~ Mar 18, 2019 21:49  pm
If your business is in need of extra cash, you should consider applying for a merchant cash advance to help you cover an emergency, necessary, or expansion expenses.  Merchant cash advances are small, short-term funding that gives you the money you need for any business expense.  A cash advance can help you take your business to the next level with new equipment or renovations.  Metro Merchant Services can get you the funds you need when you need them by purchasing a future portion of your future receivables which includes credit card transactions, checks/ACH deposits, and cash. The following are the top 10 benefits merchant cash advances can offer you:
  • No security interest taken in the home, business, equipment, or inventory
  • No personal guarantees for repayment
  • No points or upfront fees
  • No fixed monthly payments
  • No coupons or checks to write
  • Little impact on your ability to qualify for other financing
  • No business use restrictions on the funding
  • No hassles – quick application process and fast funding
  • 99% approval rate
  • Rates as low as 9.9%* (*Factoring rates start as low as 9.9% (approximate 6-month term). Rates are calculated as a one-time fixed fee applied to the funding advance amount. Rates will vary by lender, repayment and the financial strength of your business.)
APPLY NOW!

How does a Merchant Cash Advance work?

When you apply for a merchant cash advance, your recent months of debit and credit card processing totals are reviewed to determine your approval amount.  Then, you are advanced capital that you can use for any business expense and pay back through a small fixed percentage of your future revenue stream.

Since the repayment is a fixed percentage, the amount adjusts based on your daily payment receivable volumes.  When you have a good day, you pay back more on your advance.  If your sales are slow, well, you pay back less.  Regardless, you will still have enough cash flow to deal with your day-to-day business functions.

Advance capital based on historical sales

 
Repayment made daily through a fixed percentage of credit/debit card sales.
 
99% approval rate, no hidden fees!
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Credit Card Signatures

Not Required By Merchants

Article ~ Nov 20, 2018 21:27  pm
The Credit Card Signatures are no longer required by the Associations at the point of sale when Chip Card is processed. Payment card networks and merchant acquirers still don’t have a solid read about how many merchants will take advantage of the networks’ new signature-optional policies that take effect this month. A merchant trade group, however, expects more than half of its members will cease requiring credit card signatures at the point of sale.
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Mastercard 2 Bin Series

Launched

News ~ Nov 20, 2018 21:26  pm
We have important information for you about MasterCard’s BIN expansion. They have issued 2-series BIN cards and you will need to take action to prepare for this new payment or be fined by MasterCard. The fines start at $2500 for the first occurrence, when the merchant cannot process the cards, and go up to $20,000 per occurrence after 30 days of remaining non-compliant with MasterCard. All merchant POS (Point of Sale) terminals and related systems, web page checkout software and anywhere a MasterCard card number is accepted or housed, must be 2-series ready by July 2017. Metro has been working tirelessly to prepare for working solutions to get all of our merchants prepared for this new payment.
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